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Personal finance, calmly

Capture on your phone.
Plan on the web.
Always in sync.

Centumi is the calm way to know exactly where your money goes — a quick entry when you’re out, a clear plan when you’re ready to look. Nothing to import, nothing to reconcile.

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11
expense categories
Offline
first on mobile
Live
web sync
SUNDAY · JUL 19
Good evening.
You're $305.68 under this week's budget. Easy week — keep it gentle.
THIS WEEK
$28.90
92% left
of $334.58 budget
$29
S
M
T
W
T
F
S
WHERE IT'S GOING
Food & dining66%$19.15
Transport34%$9.75
TODAY$28.90
F
Joe Coffee
2:30 PM · cortado
−$12.40
F
Blue Bottle Coffee
8:42 AM · oat latte
−$16.50
Today
History
Summary
How it works

One ledger, two ways in.

Log a coffee between meetings. Plan next month’s budget from your desk. Both stay caught up automatically — mobile is the source of truth for spending, web is the source of truth for planning.

SUMMARY
Live
Week 22, May.
Week
Month
Year
$105.00↓ 0% vs prev
$105
WEEK
Groceries $90.00
Food $15.00
Groceries$90.00 / $1,083.33
Food & dining$15.00 / $0.00
GENTLE NUDGE
You ate out 7 times this week. Cooking twice next week saves about $48.
Today
History
Summary
syncing
centumi.io
Centumi
Dashboard
Income
Fixed costs
Expenses
Budgets
Savings goals
Investments
Reports
INCOME
What flows in.
EXPECTED THIS MONTH
$7,150.00
2 salary · 0 side income
+ Add income
SOURCES
$
Salary
next 2026-05-20
After tax
$2,700.00
per fortnight · $5,850.00/mo
$
Salary 2
next 2026-05-13
After tax
$300.00
per week · $1,300.00/mo
Capture on the go
Quick-add, a receipt photo, or your voice — whatever's fastest when you're standing in line.
Plan from the web
Income, budgets, and reports live where you've got a bigger screen and a clearer head.
Synced, not duplicated
Every entry shows up on both surfaces within moments — never a spreadsheet to reconcile.
Partner access

Share the picture, not just the spreadsheet.

Invite a partner to link accounts. Once they accept, you both see the same shared expenses, the same categories, the same running total — no separate tracker to keep in sync by hand.

Partner invitation
Jordan has invited you to link accounts and track expenses together.
AcceptDecline

Income, investments, and savings goals stay private to whoever set them up — partner access covers shared day-to-day spending.

Start with your next expense.

Create an account in under a minute. No spreadsheet migration, no setup wizard — just start capturing where you already are.

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